Ep 530: How to Think Like a Millionaire When the Economy Feels Out of Control

About this episode

Jean Chatzky discusses financial anxiety and strategies for managing money with guest Carrie Joy Grimes.

If you've been feeling financially anxious lately, the numbers back you up. A record 55% of Americans say their financial situation is getting worse, and 67% say they're more afraid of running out of money than dying. This week, Jean sits down with Carrie Joy Grimes, author of the new book The Joy of Money, for a candid, wide-ranging conversation about financial anxiety, behavioral science, and exactly what wealthy people are doing with their money right now. In this episode, we cover: What wealthy people do differently with their money during volatile markets The Life Happens Fund: why a basic emergency fund isn't enough and how to build a real financial cushion The three-step self-compassion practice backed by behavioral science that helps you stop shame-spiraling over money mistakes The "Good Enough Retirement Vision" exercise that will help you stop feeling paralyzed about the future And if today's conversation got you thinking about your financial future, don't miss Jean's brand new book, The Forever Paycheck. Learn more about your ad choices. Visit megaphone.fm/adchoices

People in this episode

Host: Jean Chatzky

Guest: Carrie Joy Grimes

Topics covered

• financial anxiety
• behavioral science
• wealth management
• emergency funds
• retirement planning

Keywords

• financial anxiety
• wealthy behavior
• emergency fund
• self-compassion
• retirement vision

Mentioned in this episode

Products: The Joy of Money, The Forever Paycheck

More episodes of HerMoney with Jean Chatzky

• Reinventing Your Career in the Age of AI? Jodi Kantor Says YES · June 12, 2026 · 33 min
• Ep 531: The Secret to Retiring With Enough (That Americans Have Used for 300 Years) · June 10, 2026 · 55 min
• The Lie of Girlboss Feminism: What's Really Holding Women Back · June 5, 2026 · 35 min
• Brooke Shields Is Just Getting Started · May 29, 2026 · 42 min
• Ep 529: Lessons from a Legend: What Jonathan Clements Taught Us About Money and Life · May 27, 2026 · 28 min
• We Asked Real Women to Track Their Grocery Spending for a Week. Here's What Happened. · May 22, 2026 · 33 min