Ep 531: The Secret to Retiring With Enough (That Americans Have Used for 300 Years)

Ep 531: The Secret to Retiring With Enough (That Americans Have Used for 300 Years)

From HerMoney with Jean Chatzky by Jean Chatzky Her Money

June 10, 2026 · 55 min · Episode 531

About this episode

This episode discusses retirement anxiety and financial advice from American history, featuring insights from historian Joseph S. Moore and financial expert Lacy Garcia.

A new study shows Americans expect to delay retirement by four years as the cost of living rises…and 4 in 10 aren't confident they'll have enough money to last. If that sent you into a spiral, this episode is your permission to exhale. Historian, real estate investor, and early retiree Joseph S. Moore, PhD, spent years stress-testing three centuries of American financial advice, and what he found will reframe the way you think about retirement. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), makes the case that retirement anxiety is nothing new, and that every generation that's felt it has ended up being fine. Then, Jean sits down with Lacy Garcia, founder and CEO of Willow, an award-winning platform that connects women with vetted fiduciary financial advisors who actually understand their lives. Jean and Lacy get refreshingly honest about the money moves they wish they'd made sooner: investing earlier, finding an advisor before they felt "ready," keeping an emergency fund, and having the money conversations they'd been putting off. Find a fiduciary advisor through Willow: hermoney.com/findanadvisor 📚 Pre-order Jean's…

People in this episode

Host: Jean Chatzky

Guests: Joseph S. Moore, PhD, Lacy Garcia

Topics covered

  • retirement
  • financial advice
  • investing
  • women and finance
  • money management

Keywords

  • retirement
  • financial advice
  • investment
  • money management
  • women's finance

Mentioned in this episode

Organizations: Willow

Books & works: How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), The Forever Paycheck

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