Ask HTM - Are FSAs Worth The Hassle, Making Too Much for a Roth, & Mentally Shifting from Saver to Spender #1168 (Bestie Ep)

Ask HTM - Are FSAs Worth The Hassle, Making Too Much for a Roth, & Mentally Shifting from Saver to Spender #1168 (Bestie Ep)

From How to Money by iHeartPodcasts

July 20, 2026 · 54 min · Episode 1168

About this episode

The episode answers listener questions about tax implications, mindset shifts for retirement, and the value of FSAs.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - What are the tax consequences of selling a single stock within my Roth IRA? 2 - How do I shift my mindset from saver to spender as I enter my retirement years? 3 - I’m getting close to making too much money to qualify for a Roth- how can I avoid that income threshold? 4 - Will closing a bank account that I’ve had since my teenage years hurt my credit score? 5 - Are Flexible Spending Accounts (FSA) worth the hassle?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group! Newsletter: Sign up for the weekly HTM newsletter . It’s fun, free, & practical. Money…

People in this episode

Host: Unknown

Topics covered

Keywords

Mentioned in this episode

Organizations: iHeartPodcasts, HowToMoney.com, HTM Facebook group, HowToMoney.com/Advisor

Products: Roth IRA, Flexible Spending Accounts (FSA)

More episodes of How to Money

Explore listener stats, chart rankings, contacts and more on the How to Money podcast page.