Ask HTM - Running the Financial Gamut From Squirreling Away an Emergency Fund to Real Estate Investing #1132

Ask HTM - Running the Financial Gamut From Squirreling Away an Emergency Fund to Real Estate Investing #1132

April 27, 2026 · 56 min · Episode 1132

About this episode

The episode answers listener questions on various financial topics including emergency funds, Roth IRA investments, and mortgage recasting.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Torn : We’re behind when it comes to investing but it seems silly when we don’t have enough liquid savings… what do we do?! 2 - Pension : How aggressively should I invest my Roth IRA dollars when I have a safe pension to fall back on? 3 - Mortgage recast : What’s a good rule of thumb when I’m considering recasting my mortgage to shrink my monthly payment? 4 - Social Security : Why do y’all always say to delay and wait to draw on Social Security? 5 - Work-provided insurance : Should I pay extra for accidental death and dismemberment insurance or stick with the free option?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds…

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