
Creative Financing: Acquiring Cash Flowing Real Estate Opportunities without Banks with Zeona McIntyre - Episode #357
From In The Lab with Ruben Kanya by Ruben Kanya
March 11, 2026 · 50 min
About this episode
Ruben Kanya and Zeona McIntyre discuss creative financing strategies for real estate investors in a changing market.
In this insightful episode of In The Lab, Ruben welcomes back returning guest Zeona McIntyre for a conversation on how real estate investors can evolve with the market while staying grounded in what really matters. Zeona first joined the show in Episode 215, “Normalizing the 30-Day Stay in Your Short-Term Rental Business.” Since that conversation, both the market and Zeona’s investing approach have continued to evolve, making this return to the lab a timely update on where opportunities exist today. Zeona shares how her journey has progressed from short-term rental arbitrage to property ownership, mid-term rentals, and now creative financing strategies designed to help investors operate in a higher-interest-rate environment. She breaks down the concept of subject-to financing in simple terms, explains how creative deal structures can solve real problems for buyers and sellers, and highlights how investors can position themselves to acquire properties without relying solely on traditional lending. Throughout the discussion, Ruben and Zeona explore the importance of experimentation in entrepreneurship, emphasizing how investors must continually adapt their strategies as markets…
People in this episode
Host: Ruben
Guest: Zeona McIntyre
Topics covered
- real estate
- creative financing
- mid-term rentals
- investing strategies
Keywords
- subject-to financing
- property ownership
- short-term rental arbitrage
- high-interest-rate environment
Mentioned in this episode
Products: Midterm Rental Insurance Blueprint
Books & works: Creative Financing: Acquiring Cash Flowing Real Estate Opportunities, In The Lab, Normalizing the 30, The Creative Closer
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