How much you need to invest if you started late

How much you need to invest if you started late

From Investing Compass by Morningstar Australia

April 4, 2026 · 15 min · Season 7 · Episode 14

About this episode

Mark and Shani discuss investment strategies for those who start investing later in life.

The financial services industry tends to focus on how important it is to get started as early as possible. Starting to invest in your 20s provides a powerful advantage through compounding, but investors in their 30s, 40s and 50s have significant opportunities to build wealth and meaningfully improve financial outcomes. Mark and Shani look at how to harness these advantages. Read the full article here. To get 50% off a 12-month Australian Shareholder's Association membership, click here and enter the code MORNING50. Disclaimer : This offer is valid for new ASA members only and cannot be applied to renewals or existing memberships. Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here. A message from Mark and Shani For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar. We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way…

People in this episode

Hosts: Mark, Shani

Topics covered

  • investing late
  • wealth building
  • financial outcomes
  • compounding
  • investment strategies

Keywords

  • investing
  • wealth
  • financial services
  • compounding
  • investment opportunities

Sponsors

Australian Shareholder's Association

Mentioned in this episode

Organizations: Morningstar

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