How to make your mortgage tax deductible

How to make your mortgage tax deductible

June 6, 2026 · 13 min · Season 7 · Episode 23

About this episode

The episode discusses how to make your mortgage tax deductible through debt recycling and its suitability for individuals with higher marginal tax rates.

Debt recycling at its core, is making your part of your mortgage tax deductible. Debt recycling can be an attractive strategy for those on higher marginal tax rates. Mark and Shani run through how to know whether it is right for you. You can find the full article here . Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here. Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here. A message from Mark and Shani For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar. We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications. The book is now available! It is also available in Audiobook format from most sellers. Purchase from Amazon…

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