Ep 402: The real risk in retirement: working too long and spending too little

Ep 402: The real risk in retirement: working too long and spending too little

March 31, 2026 · 27 min · Episode 402

About this episode

This episode discusses the risk of underspending during the early years of retirement, emphasizing the importance of using financial resources effectively.

Read Full Blog Here In this episode, Stuart explores a lesser-discussed but increasingly important risk in financial planning: not running out of money, but failing to use it when it matters most. While much of the conversation around retirement focuses on avoiding financial shortfall, this episode flips the script. For those in a strong financial position, the greater danger may be underspending during the early, high-health years of retirement when time, energy, and freedom are at their pea...

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Hosts: Stuart Wemyss, Campbell Wallace

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