Ep 417: Upgrade your home or invest in shares? The numbers surprised me.
About this episode
In this episode, Stuart re-evaluates the financial comparison between upgrading a home and investing in shares in light of recent tax changes.
Read Full Blog Here Pre-order Wealth by Design Here For decades, negative gearing tipped the scales toward borrowing for an investment property over spending more on your home; investment interest was deductible, home loan interest wasn't. But with negative gearing quarantined and the effective capital gains tax rate climbing from around 20% to closer to 30–35% under the post-2027 indexation regime, that old comparison is dead. In this episode, Stuart rebuilds it from scratch. The new contest...
More episodes of Investopoly
- Q&A - Property crossroads, gearing decisions and modelling for inflation
- Eight Rules Revisited #5: The rule i got half wrong
- Q&A- Can I afford to retire, renovating vs investing, and planning solo
- Eight Rules Revisited #4: The perpetual portfolio- growing your wealth while you spend it
- Ep 416: Is established residential property still worth investing in?
- Q&A- Debt recycling, the six-year rule, and exiting your financial planner
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