Mortgages and Interest rates are high and it's only the second day of the new year. (SMH)🤦🏾‍♂️

Mortgages and Interest rates are high and it's only the second day of the new year. (SMH)🤦🏾‍♂️

January 2, 2026 · 16 min

About this episode

The episode discusses high mortgage rates and provides resources for homeowners seeking assistance.

Here are just a few places you can research for Mortgage help: 1. Free Government-Backed Help (Start Here) HUD-Approved Housing Counselors — Your #1 Resource • Homeowners can work with HUD-approved housing counselors at no cost. These professionals don’t give out money, but they guide you step-by-step, help you create a plan, and communicate with your lender. • Counselors can help with: Consumer Financial Protection Bureau Organizing finances Understanding loan modification and foreclosure options Talking with your mortgage servicer Planning a long-term path to stay in your home • How to find one: Visit the HUD housing counselor directory or call (800) 569-4287 to be connected with someone near you. HUD Tip for your audience: “Talk to the counselor before you talk to any private company that charges fees.” 2. Mortgage Assistance Programs Homeowner Assistance Fund (HAF) • A federal program created under the American Rescue Plan. It helps eligible homeowners pay: Mortgage payments (current & past due) Property taxes Homeowners insurance HOA fees and utilities in some states • Eligibility depends on your location, your documented hardship, and whether your state still has funds…

People in this episode

Host: Crawford Dupree Murray Jr.

Topics covered

Keywords

Mentioned in this episode

Organizations: HUD-Approved Housing Counselors, Consumer Financial Protection Bureau, Homeowner Assistance Fund

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