What You Must Know Before You Borrow

What You Must Know Before You Borrow

From Kaya 959 by Kaya 959

June 12, 2026 · 12 min

About this episode

Richard Eberlein discusses essential tips for borrowing wisely in South Africa's high-pressure economy.

With more South Africans relying on credit to get by, FinChoice’s Richard Eberlein breaks down the essentials: how to assess affordability, why credit scores matter, the hidden costs borrowers overlook, why loan balances barely move, and how to avoid digital lending scams. A practical guide to borrowing smart in a high‑pressure economy

People in this episode

Guest: Richard Eberlein

Topics covered

  • credit
  • affordability
  • credit scores
  • borrowing
  • digital lending scams

Keywords

  • credit
  • borrowing
  • affordability
  • credit scores
  • digital lending scams
  • loan balances
  • hidden costs

Mentioned in this episode

Places: South Africa

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