About this episode

This episode explores unique lending opportunities in the Chattanooga and North Georgia region with experts from TVFCU.

In this episode of Let's Talk Chattanooga Real Estate, host Blake Watson sits down with Andy Woodman, Director of Mortgage Lending, and Cynthia Blackwell, Mortgage Marketing Specialist from Tennessee Valley Federal Credit Union (TVFCU), to explore unique lending opportunities available in the Chattanooga and North Georgia region. From land loans and construction to perm financing, to low down payment mortgage options and creative pathways to credit union membership, Andy and Cynthia break down how TVFCU is reshaping the real estate lending landscape—offering flexible solutions and local decision-making. If you are a land buyer, builder, or you dream of a custom built home, barndominium, or manufactured home, this episode is packed with insider knowledge, practical advice, and insight for buying your next property. Host : Blake Watson, Realtor with Epic Realty Guests : Andy Woodman, Director of Mortgage Lending, TVFCU Cynthia Blackwell, Mortgage Marketing Specialist, TVFCU What You Will Learn: How TVFCU became a top real estate lender across 17 counties How land loans at up to 95 percent loan-to-value work, even on large acreage An overview of construction-perm loans with one-time…

People in this episode

Host: Blake Watson

Guests: Andy Woodman, Cynthia Blackwell

Topics covered

• land loans
• construction loans
• mortgage options
• real estate lending
• credit union membership

Mentioned in this episode

Organizations: Tennessee Valley Federal Credit Union

Places: Chattanooga, North Georgia

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