Money Monday #3: Let’s Talk About Credit Cards

Money Monday #3: Let’s Talk About Credit Cards

From Level Up with Lacey by Lacey Gebo

March 16, 2026 · 15 min · Episode 170

About this episode

Lacey Gebo discusses the effective use of credit cards in business and shares essential rules to avoid financial pitfalls.

Credit cards are either one of the most powerful tools in your business… or the fastest way to completely wreck your finances. And the truth is… most salon owners fall into one of two categories. They either avoid credit cards completely… or they use them with absolutely no system at all. Inside today’s Money Monday, I’m pulling back the curtain on exactly how I use credit cards inside my businesses, why they’ve become such a powerful financial tool for me, and the simple rules that keep them from ever turning into a financial disaster. Because here’s the truth… Credit cards don’t create financial chaos — a lack of discipline does. When used intentionally, credit cards can actually work for your business, not against it. From points to travel perks, I’m sharing how I run my normal business expenses through my cards and how that strategy has earned me free flights and even a Southwest companion pass. But there’s a catch… and it’s a BIG one. I also share the five non-negotiable rules I follow with credit cards and the weekly Money Monday habit that keeps everything under control. In this episode we’re talking about: • Why I choose to use credit cards in my businesses • How I…

People in this episode

Host: Lacey Gebo

Topics covered

  • credit cards
  • financial tools
  • business expenses
  • financial discipline
  • credit card rules
  • salon owner mistakes

Keywords

  • credit cards
  • financial management
  • business strategy
  • points
  • travel perks
  • cash flow
  • payroll

Mentioned in this episode

Organizations: Southwest, salon

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