Mortgage AI From an Operator’s Perspective ft. Jason Harris

Mortgage AI From an Operator’s Perspective ft. Jason Harris

December 24, 2025 · 30 min

About this episode

Jason Harris discusses how AI is transforming the mortgage lending industry and the implications for lenders.

Read the blog post: www.multimodal.dev/pioneers-content/mortgage-ai-from-an-operators-perspective Subscribe to our weekly newsletter: https://www.multimodal.dev/pioneers How is AI reshaping one of the most regulated industries in finance? Jason Harris, Strategic Initiatives Manager at American Portfolio Mortgage, joins Pioneers to unpack how AI is transforming mortgage lending from the inside out. Drawing on deep industry experience, Jason explains why a highly commoditized, Dodd-Frank–regulated market is primed for disruption, and how automation is already changing everything from underwriting to borrower experience. He shares why reducing manual processes is no longer optional, what lenders risk by delaying AI adoption, and how today’s shift mirrors past industry shakeups. The conversation also explores the broader macroeconomic backdrop, the future of interest rates, and how lenders should think about building, buying, or partnering on AI to stay competitive and scale responsibly. Timestamps: 00:00 Introduction to AI in the Mortgage Industry 02:12 Guest Introduction: Jason Harris 02:39 Evolution of Mortgage Technology 04:33 Automation and AI in Mortgage Processes 07:32 Current…

People in this episode

Host: Ankur Patel

Guest: Jason Harris

Topics covered

Mentioned in this episode

Organizations: American Portfolio Mortgage

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