
Beyond Traffic-Light Risk Scores: Building Climate Risk Models That Actually Work | Joan Saladich (Part 1)
From Making Risk Flow | The Future of Insurance by Cytora
June 2, 2026 · 26 min · Season 8 · Episode 20
About this episode
The episode discusses the flaws in traditional climate risk data used for underwriting and explores a more sophisticated approach.
What if the climate risk data you're using to underwrite policies is fundamentally flawed? In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He ex...
People in this episode
Host: Jake Harding
Guest: Joan Saladich
Topics covered
- climate risk
- insurance
- underwriting
- risk assessment
- data analysis
Keywords
- climate risk
- insurance
- underwriting
- risk scores
- data accuracy
Mentioned in this episode
Organizations: Geoskop
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