Beyond Traffic-Light Risk Scores: Building Climate Risk Models That Actually Work | Joan Saladich (Part 1)

Beyond Traffic-Light Risk Scores: Building Climate Risk Models That Actually Work | Joan Saladich (Part 1)

From Making Risk Flow | The Future of Insurance by Cytora

June 2, 2026 · 26 min · Season 8 · Episode 20

About this episode

The episode discusses the flaws in traditional climate risk data used for underwriting and explores a more sophisticated approach.

What if the climate risk data you're using to underwrite policies is fundamentally flawed? In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He ex...

People in this episode

Host: Jake Harding

Guest: Joan Saladich

Topics covered

  • climate risk
  • insurance
  • underwriting
  • risk assessment
  • data analysis

Keywords

  • climate risk
  • insurance
  • underwriting
  • risk scores
  • data accuracy

Mentioned in this episode

Organizations: Geoskop

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