Should You Own More or Fewer Stocks in Retirement?
About this episode
The episode challenges the common belief that retirees should own fewer stocks, suggesting a focus on income safety instead.
The idea that you should own fewer stocks as you get older is one of the most common rules of thumb in retirement planning. The logic says that stocks are supposedly "risky,” so as you age, you should reduce your exposure. But that simple rule may be asking the wrong question and leading to the wrong conclusion. Think about this: Is stock exposure really the right place to start, or should the focus be on how much of your portfolio needs to be safe to support your income? Does owning fewer st...
Topics covered
- retirement planning
- stock market
- investment strategy
- portfolio management
- financial safety
Keywords
- stocks
- retirement
- financial planning
- investment risk
- portfolio safety
Mentioned in this episode
Organizations: Lucia Capital Group
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