
Britain's Slow-Motion House Price Crash
From Many Happy Returns by PensionCraft
April 29, 2026 · 34 min · Episode 218
About this episode
The episode discusses the slow changes in the UK housing market and the implications for affordability and mortgages.
For two decades, calling a UK house price crash has been a reliable way to look clever and be wrong. But while nominal prices have barely moved, a slow grind is reshaping affordability, rents and the housebuilding sector. And in today’s Dumb Question of the Week: Are short-term fixed-rate mortgages a problem? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. --- Get…
People in this episode
Host: PensionCraft
Topics covered
- house prices
- mortgages
- affordability
- rents
- housebuilding
Keywords
- house price crash
- UK housing market
- fixed-rate mortgages
- affordability
- rental market
Sponsors
Trading 212
Mentioned in this episode
Places: UK
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