Britain's Slow-Motion House Price Crash

Britain's Slow-Motion House Price Crash

From Many Happy Returns by PensionCraft

April 29, 2026 · 34 min · Episode 218

About this episode

The episode discusses the slow changes in the UK housing market and the implications for affordability and mortgages.

For two decades, calling a UK house price crash has been a reliable way to look clever and be wrong. But while nominal prices have barely moved, a slow grind is reshaping affordability, rents and the housebuilding sector. And in today’s Dumb Question of the Week: Are short-term fixed-rate mortgages a problem? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. --- Get…

People in this episode

Host: PensionCraft

Topics covered

  • house prices
  • mortgages
  • affordability
  • rents
  • housebuilding

Keywords

  • house price crash
  • UK housing market
  • fixed-rate mortgages
  • affordability
  • rental market

Sponsors

Trading 212

Mentioned in this episode

Places: UK

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