Lending Unlocked: Navigating Today's Toughest Mortgage Challenges

Lending Unlocked: Navigating Today's Toughest Mortgage Challenges

January 20, 2026 · 23 min · Episode 70

About this episode

This episode discusses how data, workflow automation, and AI are transforming mortgage lending amidst current challenges.

Recorded live at MBA Annual25 in Las Vegas, this special edition of the Equifax Market Pulse explores how data, workflow automation, and AI are reshaping mortgage lending. Tanja Cleve , SVP of Solution Sales at Equifax sits down with Craig Rebmann, Product Evangelist at Dark Matter Technologies, to discuss capturing data earlier in the process, automating complex borrower scenarios, managing costs in tight margin environments, and preparing lenders for the next market turn through smarter technology investments. In this episode: What is the biggest operational challenge mortgage lenders are facing right now? Beyond rates and affordability, lenders are grappling with process inefficiencies, higher fallout rates, and rising costs. This makes automation and better data workflows essential. How does capturing data earlier in the loan process help lenders? Early data capture allows lenders to assess risk sooner, automate pre-approvals, reduce downstream surprises, and create more productive borrower conversations upfront. How can automation support complex borrower profiles like self-employed income? Automation helps identify complexity early and uses tax and income data to streamline…

More episodes of Market Pulse

Explore listener stats, chart rankings, contacts and more on the Market Pulse podcast page.