I Know I’m Coast FIRE… So Why Can’t I Slow Down?

About this episode

This episode discusses the challenges of transitioning to Coast FIRE and features insights on raising financially savvy children.

Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can’t bring yourself to slow down? Today’s listener, Chris, is in that exact spot. At 36 years old with $860,000 invested, two young kids, and a strong financial foundation, he’s done the math. He knows he’s on track. But mentally, he can’t shake the feeling that if he stops investing, he’s falling behind. In this episode, we break down a 5-step approach to confidently step into Coast FIRE and start reclaiming your time today: • Why this isn’t a math problem — it’s a belief problem • How to validate your Coast FIRE number • The mindset shift from money investing → time investing • Why you don’t have to stop… just step down • How to use your financial freedom to improve your family life now Then, in the second half of the episode, we are joined by financial planner and author Jamie Bosse to discuss how to raise financially confident kids: • When to start teaching kids about money • Simple ways to introduce investing to tweens and teens • The best account options for kids (UTMA, Roth IRA, 529s & more) • How to guide kids away from speculation and toward long-term investing If you’ve ever…

People in this episode

Host: Andy Hill

Guest: Jamie Bosse

Topics covered

• Coast FIRE
• financial independence
• mindset shift
• investing
• raising financially confident kids

Keywords

• Coast FIRE
• financial independence
• investing
• financial literacy
• kids and money

Mentioned in this episode

Books & works: Investing for Tweens, Own Your Time

More episodes of Marriage Kids and Money: Personal Finance for Families

• $2.2 Million Net Worth at 35 in Washington | Emily Egashira · June 10, 2026 · 30 min
• I've Reached Coast FIRE ... Now What Do I Do For Work? · June 3, 2026 · 42 min
• Mortgage Free in New Jersey on a $750k Home | Bobby Richardson · May 27, 2026 · 26 min
• How to Deal with Uncertainty (and Stop Overthinking Everything) | Simone Stolzoff · May 20, 2026 · 26 min
• $1.8 Million Net Worth at 34 in Illinois | Ben Johnson · May 13, 2026 · 21 min
• Coast FIRE Mistakes That Could Ruin Your Plan (w/ Bo Hanson from The Money Guy Show) · May 12, 2026 · 30 min