
Mortgage Free in New Jersey on a $750k Home | Bobby Richardson
From Marriage Kids and Money: Personal Finance for Families by Andy Hill
May 27, 2026 · 26 min
About this episode
Bobby Richardson shares his journey of paying off a $242,000 mortgage in 10 years and the emotional and practical strategies behind becoming mortgage free.
What would it feel like to never make a mortgage payment again? In this episode, we talk with Bobby Richardson from New Jersey about how he and his wife Alexandra paid off their $242,000 mortgage in just 10 years and became completely debt free on their home. We discuss the emotional side of homeownership, the desire for certainty in an uncertain world, and why becoming mortgage free gave their family peace of mind. Bobby also shares the practical strategies they used to make it happen, including increasing their income, staying aligned as a couple, and maintaining an achievement mindset throughout the journey. If you’ve ever wondered whether paying off your mortgage early is worth it, this conversation will give you a transparent look at both the math and the meaning behind becoming mortgage free. RESOURCES Mortgage Payoff Calculator: https://marriagekidsandmoney.com/calculators/mortgage-payoff/ Own Your Time: https://marriagekidsandmoney.com/book Barbell Financial (Bobby Richardson): https://www.barbellfinancial.com/ HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products…
People in this episode
Host: Andy Hill
Guest: Bobby Richardson
Topics covered
- mortgage payoff
- debt free
- homeownership
- financial strategies
- couples finance
Keywords
- mortgage
- debt free
- financial strategies
- homeownership
- couples finance
Mentioned in this episode
Organizations: Barbell Financial, Marriage Kids and Money
Books & works: Mortgage Payoff Calculator, Own Your Time
Places: New Jersey
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