Why Spending in Retirement Feels Harder Than Saving

Why Spending in Retirement Feels Harder Than Saving

June 28, 2026 · 30 min

About this episode

Mike Douglas discusses the challenges retirees face when transitioning from saving to spending in retirement.

Is spending in retirement holding you back more than your savings ever did? From this past weekend’s radio show, Mike Douglas breaks down the challenge many retirees face when shifting from saving to spending. The episode explores how to evaluate big-ticket “splurges,” why confidence matters more than rigid rules, and how a structured plan can help prepare for both expected expenses and market downturns. Mike also covers the risks of one-size-fits-all advice and the importance of tax diversification when shaping a long-term retirement strategy. Schedule your complimentary appointment today: MichigansRetirementCoach.com   Follow us on social media: YouTube | Facebook | Instagram | LinkedIn See omnystudio.com/listener for privacy information.

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