Investment Clinic: I’m almost 50 – is it too late to start investing?

Investment Clinic: I’m almost 50 – is it too late to start investing?

From Money Clinic with Claer Barrett by Financial Times

March 18, 2025 · 33 min

About this episode

The episode discusses investment strategies for a 49-year-old woman looking to start investing her inheritance.

Forty-nine-year-old Jane has always been careful to squirrel money away, and a recent inheritance has boosted her nest egg to £125,000. But there’s one problem: it’s all in cash. Now, with half an eye on retirement, Jane wants to start investing but is unsure about how to do this. Presenter Claer Barrett hears from experts Emma Sterland, chief financial planning director at Evelyn Partners, and Investors’ Chronicle editor Rosie Carr. Together, they discuss how Jane might make the most of tax-efficient vehicles like the stocks and shares Isa, how a first-time investor could build a diversified portfolio, and why knowing your reasons for investing is so important. Disclaimer: the Money Clinic podcast is intended as a general discussion about investing, and is not intended as financial advice or any kind of investment recommendation. Everybody's financial situation is different. You should always do your own research before you make any investment decisions.  If you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she’s @ClaerB on Twitter, Instagram and TikTok.  Want more? Free links: Read Claer’s…

People in this episode

Host: Claer Barrett

Guest: Jane

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Mentioned in this episode

Organizations: Evelyn Partners, Investors’ Chronicle, Financial Times

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