What Stablecoins Actually Fix in Cross-Border Payments w/ Rowland Berry (Payoneer)

About this episode

The episode discusses the impact of stablecoins on cross-border payments with insights from Rowland Berry of Payoneer.

Presented by Stablecon; Powered by BVNK. In episode 27 of Money Code, hosts Chuk Okpalugo and Raj Parekh sit down with Rowland Berry, VP of Strategic Partnerships at Payoneer, a cross-border payments platform that moves $90B annually for nearly 2 million small businesses across 190+ countries. They unpack what 18 months of evaluating the stablecoin space revealed: where stablecoins genuinely upgrade cross-border infrastructure, why off-ramps remain the hardest unsolved problem, and how Payoneer's closed-loop token PAYO-USD will work inside the wallet flows their customers already use. Subscribe and listen to the Money Code podcast here: https://lnk.to/MoneyCodeSN Chapters 00:00 Two big moves: Bridge partnership and an OCC trust charter 02:05 How Payoneer actually works: $90B, 2M SMBs, 20 years of rails 06:13 Separating signal from noise: where stablecoins deliver real value 08:49 "Will it get cheaper?" — what the waitlist customers actually asked 10:16 Off-ramps aren't solved: last-mile delivery as the real unlock 14:28 Not a new business model — an infrastructure evolution 16:34 Why Bridge was a speed-to-market play 19:25 "They want trust, not keys" — what SMBs actually need…

People in this episode

Hosts: Chuk Okpalugo, Raj Parekh

Guest: Rowland Berry

Topics covered

• stablecoins
• cross-border payments
• infrastructure evolution
• small businesses
• financial technology
• payment solutions

Keywords

• stablecoins
• cross-border payments
• Payoneer
• PAYO-USD
• financial infrastructure
• small businesses
• payment solutions
• off-ramps
• trust
• yield management

Mentioned in this episode

Organizations: Payoneer, Stablecon, BVNK, Stripe, PayPal, SoFi

Products: PAYO-USD

Places: 190+ countries

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