
How Can I Stop Overpaying for Home Insurance?
From Money Girl by QuickAndDirtyTips.com
April 17, 2026 · 13 min · Episode 1012
About this episode
Laura Adams provides tips on how to reduce homeowners insurance costs while maintaining necessary coverage.
1012. Feeling financially squeezed by the rising cost of homeowners insurance? Laura answers a listener’s question about how to pay less while maintaining coverage required by a lender. Find out how to protect your finances with home insurance without overpaying for it. We talk about: Underlying reasons why homeowners premiums are rising, especially in high-risk areas. Tips for saving by increasing home insurance deductibles. Comparing the price of bundled coverage to policies with different carriers. How various home upgrades and technologies can qualify for money-saving discounts. The role that having good credit plays in reducing your home and auto insurance rates (in most states). Why proactively shopping and asking about potential homeowners insurance discounts is essential for cutting the cost. Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Money Girl is a Quick and Dirty Tips Podcast , hosted by Laura Adams. Discover more from Money Girl! Facebook Newsletter…
People in this episode
Host: Laura Adams
Topics covered
- homeowners insurance
- cost savings
- insurance discounts
- financial advice
- home upgrades
Keywords
- home insurance
- insurance premiums
- deductibles
- bundled coverage
- credit score
- discounts
Mentioned in this episode
Organizations: QuickAndDirtyTips.com
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