About this episode

The episode discusses whether $5 million is sufficient for retirement through a real-life case study and expert insights.

For many investors, the big question is whether $5 million is enough to retire—and this real-life case study shows how to answer it. With Pat out this week, Scott is joined by Allworth advisor Mark Shone to walk through a $5–6 million household navigating retirement while raising kids, funding college, and managing a second marriage. Scott and Mark break down what really matters when asking if you can retire with $5 million—and how to make that decision with confidence. Plus, a physician with $6M+ asks if being all-in on the S&P 500 is a mistake—and what to do instead. What You’ll Learn: How to evaluate if you can retire with $5M How to fund college without derailing retirement When sequence of returns risk actually matters Smart withdrawal strategies for complex situations Why diversification goes beyond the S&P 500 Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

People in this episode

Host: Scott Hanson

Guest: Mark Shone

Topics covered

• retirement planning
• investment strategies
• financial confidence
• college funding
• diversification
• withdrawal strategies

Keywords

• retirement
• financial planning
• S&P 500
• investment
• college funding
• withdrawal strategies
• diversification

Mentioned in this episode

Organizations: Allworth Financial

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