About this episode

This episode discusses the implications of Roth Conversions in retirement planning, featuring real-life scenarios and insights for the sandwich generation.

When does a Roth Conversion make sense—and when could it be a costly mistake? In this episode of Money Matters, Scott and Pat tackle one of the most common retirement planning questions: whether a Roth Conversion is the right move for your financial future. They break down a real-life caller’s situation involving IRAs, pensions, charitable giving, required minimum distributions (RMDs), and the tax implications of converting retirement assets. The show also features an emotional conversation with Laura, a member of the “sandwich generation” who is balancing retirement planning while supporting aging parents and a special-needs child. Scott and Pat discuss pension decisions, reverse mortgages, life insurance needs, and how to navigate competing financial priorities without sacrificing long-term security. Plus, they explore tax-efficient investing strategies, asset location, charitable giving through donor-advised funds, and why taxes may be one of the biggest threats to your retirement wealth. If you've ever wondered whether a Roth Conversion belongs in your retirement plan, this episode is packed with practical insights. What You’ll Learn: -Roth Conversions & Retirement Tax…

People in this episode

Hosts: Scott Hanson, Pat Mc

Guest: Laura

Topics covered

• Roth Conversion
• Retirement Planning
• Tax-Efficient Investing
• Sandwich Generation
• Charitable Giving
• Pension Decisions
• Financial Priorities

Keywords

• Roth Conversion
• IRA
• Retirement Planning
• Tax Implications
• Charitable Giving
• Pensions
• RMDs
• Financial Security
• Tax-Efficient Investing

Mentioned in this episode

Organizations: Allworth Financial

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