928 mortgages: refinancing, bridging loans, debt recycling, new builds, security swaps + more
About this episode
In this episode, Glen James and mortgage brokers discuss various mortgage-related topics and answer listener questions.
The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ In this Q&A, Glen is joined by mortgage brokers Joe Carroll and Genevieve "Gel" Lyons from Sphere Home Loans to answer all your questions including: 👉🏼 how soon can I refinance my mortgage? 👉🏽 pros and cons of bridging loans 👉🏾 taking out a personal loan to use as your deposit 👉🏿 getting a home loan during your probation or while you're switching jobs 👉🏻 will equity that's sitting in an offset account impact my future borrowing capacity? 👉 do higher lender fees = broker commissions? 👉🏼 getting lending without PAYG income 👉🏽 low doc loans - what are they? 👉🏾 am I annoying my mortgage broker with too many scenarios? 👉🏿 are there better lenders for a debt recycling strategy? 👉🏻 how do lenders assess income generated from cash in the bank, ETFs and investment properties? 👉 how does a security swap work? 👉🏼 construction loans & using a guarantor to buy the land component 👉🏽 preparing your financials…
Sponsors
Sphere Home Loans, Skye Wealth
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