5276: The Tax-Free Wealth Opportunity Employees Are Missing | Dhirendra Kumar

5276: The Tax-Free Wealth Opportunity Employees Are Missing | Dhirendra Kumar

August 31, 2026 · 33 min · Episode 5276

About this episode

Dhirendra Kumar discusses the behavioral challenges of retirement planning and the importance of starting early to build wealth.

Retirement planning remains one of the most overlooked parts of financial planning in India. But is the real problem the lack of investment options — or simply the way we think about retirement? In this episode of Retire Rich, Dhirendra Kumar, Founder & CEO, Value Research, explains why retirement planning is fundamentally a behavioural challenge and why starting early can make a significant difference to long-term wealth. The conversation explores why NPS could be an underutilised wealth-building opportunity, the benefits of disciplined and systematic investing, the growing relevance of Corporate NPS, and why delaying retirement planning can come with a double cost lost time and greater financial anxiety later. Dhirendra Kumar also discusses how India can build a stronger pension culture by making retirement planning simpler, more accessible and a default part of the financial journey. Retire Rich is presented by National Pension System and Association of NPS Intermediaries in associa

People in this episode

Guest: Dhirendra Kumar

Topics covered

Sponsors

National Pension System

Mentioned in this episode

Organizations: Value Research, Association of NPS Intermediaries

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