You’re Not Bad With Money (And What’s Actually Going On)
About this episode
This episode explores the emotional and learned aspects of money management, challenging traditional financial advice and its relevance to Māori experiences.
Most financial advice sounds simple. Spend less. Save more. Invest. But if it were that easy, more people would be getting ahead. In this episode, we unpack why money isn’t just about behaviour or discipline. It’s emotional, it’s learned, and for many of us, it’s shaped by survival, stress, and lived experience. We talk about why people spend even when they know they shouldn’t, the hidden role of shame, and how patterns with money often come from deeper wounds, not a lack of knowledge. This kōrero explores how colonisation, capitalism, and consumerism have shaped the way we experience money, and why traditional financial advice often misses the mark, especially for Māori and those navigating financial pressure. You’ll learn: why most financial decisions are driven by emotion, not logic how survival mode impacts your ability to build wealth the difference between being “bad with money” and coping with stress how trauma shows up in both overspending and avoidance why creating safety is the first step to changing your money habits This isn’t about spending less. It’s about understanding why you spend in the first place. Because more information won’t change your life, but a…
People in this episode
Host: Te Kahukura Boynton
Topics covered
- financial behavior
- emotional spending
- money management
- colonisation
- capitalism
- consumerism
- Māori financial experience
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