How Chris secured a lower rate on his mortgage - and what his plan to do next is

How Chris secured a lower rate on his mortgage - and what his plan to do next is

June 22, 2026 · 20 min

About this episode

Chris shares how he secured a lower mortgage rate and discusses his future plans.

Mortgage rates were supposed to be climbing — Middle East tensions, inflation creeping back, every reason for lenders to get nervous. So how has Chris just secured a deal cheaper than the one he's on? In this episode he walks through exactly how he did it: the rate he's reserved, why he hasn't signed yet, the fix-vs-tracker decision we couldn't quite agree on, and how long he's got before the September deadline. If you've got a remortgage coming up, this is the one that could save you money.⚠️ We're not financial advisers and this isn't financial advice. Everything here is illustrative — we're sharing how we think about our own situations. Figures and projections are assumptions, and past performance is no guide to the future. Do your own research or consider speaking to a regulated adviser before making decisions.👍 Like and subscribe for new episodes every week.🎙️ Weekly podcast on Spotify, Apple & Amazon ✍️ In-depth writing at https://mouthymoney.substack.co.uk *MOUTHY MONEY**Our substack* https://mouthymoney.substack.co.uk *Get in touch* ⁠⁠editors@mouthymoney.co.uk ⁠⁠ *DISCLAIMER*_This video is produced for general informational purposes only. It should not be construed…

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Host: Mouthy Money

Guest: Chris

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Organizations: Mouthy Money

Places: Middle East

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