Why the Iran Crisis Could Push Mortgage Rates Higher

Why the Iran Crisis Could Push Mortgage Rates Higher

From Mouthy Money: Building wealth with long term investing and saving strategies by Mouthy Money | UK finance podcast on building wealth

March 4, 2026 · 22 min

About this episode

The episode discusses how the Iran crisis could impact mortgage rates and the broader financial landscape in the UK.

In this episode of the Mouthy Money podcast, Edmund Greaves and Chris Tuite break down how the escalating Iran crisis could ripple through energy markets, inflation, interest rates and ultimately your mortgage. While we’re not a geopolitics show, the financial consequences of global instability are impossible to ignore. Rising oil and gas prices are already shifting market expectations around Bank of England rate cuts. That matters if you're remortgaging, buying your first home, or watching swap rates nervously. We explain the chain reaction from the Middle East conflict to UK mortgage pricing and what it means for homeowners right now. Key topics covered: ▉ Why the Iran conflict is pushing up global energy prices▉ How gas supply disruption affects UK inflation▉ Why markets are downgrading expectations for rate cuts▉ What swap rates are — and why mortgage lenders care▉ What this means for people remortgaging in 2026▉ Whether investors should panic about market volatility▉ Lessons from Ukraine, Covid and previous energy shocks▉ How to stay calm and stick to a long-term financial plan If you're concerned about mortgage rates, rate cuts, or the cost of living returning, this episode…

People in this episode

Hosts: Edmund Greaves, Chris Tuite

Topics covered

  • Iran crisis
  • mortgage rates
  • energy prices
  • inflation
  • Bank of England
  • remortgaging
  • market volatility

Keywords

  • mortgage rates
  • Iran crisis
  • energy prices
  • inflation
  • Bank of England
  • remortgaging
  • market volatility
  • swap rates
  • cost of living

Mentioned in this episode

Organizations: Bank of England

Places: Iran, UK

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