The Only Finance Guide New Grads Actually Need
From Networth and Chill with Your Rich BFF by Vivian Tu
June 3, 2026 · 29 min
About this episode
Vivian Tu shares essential financial advice for new graduates, covering topics from credit scores to salary negotiation.
Check out the episode that covers everything you need to know about the job search here: https://www.youtube.com/watch?v=Z46_PadPH2o Vivian gets real about all the financial advice she wishes someone had given her when she graduated college. From credit scores and student loans to negotiating your first salary and understanding retirement accounts, this episode is the crash course every recent grad actually needs before stepping into the real world. In this episode, you'll learn: 1. The financial basics every new grad needs to understand immediately– including credit scores, student loans, budgeting, emergency funds, and why your first salary negotiation matters more than you think. 2. How to tackle debt strategically, build healthy money habits early, and set yourself up for long-term wealth through retirement accounts, investing, and compound interest. 3. Practical advice for navigating the 2026 job market, increasing your income, negotiating job offers, and building financial stability even if you’re still figuring everything out. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com…
People in this episode
Host: Vivian Tu
Topics covered
- finance advice
- job search
- new graduates
- salary negotiation
- debt management
- financial stability
Keywords
- financial basics
- credit scores
- student loans
- budgeting
- emergency funds
- retirement accounts
- investing
- compound interest
Mentioned in this episode
Organizations: Your Rich BFF
Places: 2026
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