Named Storm Deductibles You Need to Know | New Orleans News

Named Storm Deductibles You Need to Know | New Orleans News

July 20, 2026 · 2 min

About this episode

The episode discusses the implications of named storm deductibles for homeowners as hurricane season begins.

Tropical Storm Bertha has formed, triggering a hidden cost for homeowners: the named storm deductible. Unlike your regular deductible, this one can be a percentage of your home’s insured value—potentially thousands out of pocket before insurance kicks in. Flood insurance operates separately, with its own fixed deductible. Some policies also include a wind and hail deductible that applies to any major wind event, including unnamed storms. With hurricane season underway, experts urge you to review your policy now, document your property, and prep an emergency kit—because changing deductibles during the season is often off-limits. Listen in comfort: Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN: advertise@thednn.ai This is an automated, high-level news summary based on public reporting. Report issues to feedback@thednn.ai. View sources & latest updates: https://sources.thednn.ai/78c81262a3998e81

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