Wise in 2026: Uplisting, Stablecoins, and the Next Phase of Cross-Border Payments
About this episode
The episode discusses Wise's position in the market, the impact of stablecoins, and future projections for 2026.
In this episode, I sit down with Mike Kytka from MoneyFlow Research (@moneyflowinvest), one of the most thoughtful independent investors covering cross-border payments, fintech infrastructure, and the rapidly evolving stablecoin landscape. Using Wise as our focal point, we explore where the company truly stands today: its moat, its regulatory advantage, its recent financial performance, and whether the market is misunderstanding the long-term potential and economics of building a global payments network. We also unpack the big question looming over Wise: How disruptive will stablecoins actually be? From the “full stablecoin sandwich” to regulatory frameworks like the GENIUS Act and MiCA, Mike walks through what really matters – the on- and off-ramps, the compliance stack, and why the hardest part of moving money isn’t the blockchain, but everything around it. We close with a look toward 2026: a potential U.S. uplisting, AI, valuation debates, and what a bull case for Wise could look like in a world where stablecoins go mainstream. Links to Mike’s two Wise write-ups: Initial write-up by Mike: 2024 Update: Get full access to Compound with René at www.compoundwithrene.com/subscribe
People in this episode
Host: René Sellmann
Guest: Mike Kytka
Topics covered
- cross-border payments
- stablecoins
- fintech infrastructure
- regulatory frameworks
- financial performance
- global payments network
- uplisting
Keywords
- Wise
- stablecoins
- cross-border payments
- fintech
- regulatory advantage
- financial performance
- uplisting
- AI
- valuation
Mentioned in this episode
Organizations: MoneyFlow Research, Wise, GENIUS Act, MiCA
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