How ISA tax rules are changing from April 2027

How ISA tax rules are changing from April 2027

From On The Money by interactive investor

July 1, 2026 · 21 min · Episode 185

About this episode

The episode discusses upcoming changes to ISA tax rules effective from April 2027 and their implications for investors.

In a big shake-up to ISAs, it was recently announced that a new flat-rate charge of 22% will be applied on interest paid on cash within a stocks and shares ISA from the start of the next tax year on 6 April 2027. The change will be implemented at the same time as other previously flagged changes, including a lower cash ISA allowance of £12,000 for those under the age of 65, and a ban on transferring a stocks and shares ISA to a cash ISA. To unpick all the details, including what the rules say about money market funds, and to run through the implications for investors, Kyle is joined by Craig Rickman, personal finance editor at interactive investor. Kyle Caldwell is Funds and Investment Education Editor at interactive investor. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news . Important information: This podcast is intended for information purposes only and is not a personal recommendation. Past performance is not a guide to future performance. The value of your investments may go down as well as up, and you may not get back all the money that you invest. Full performance information can be found on the…

People in this episode

Host: Kyle Caldwell

Guest: Craig Rickman

Topics covered

Keywords

Mentioned in this episode

Organizations: interactive investor

Products: stocks and shares ISA, cash ISA, money market funds

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