TBT: Is It Wise to Buy Real Estate When Interest Rates are Rising?
From Passive Real Estate Investing by Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.
April 2, 2026 · 28 min · Episode 599
About this episode
The episode discusses whether it's wise to invest in real estate during rising interest rates, emphasizing the importance of deal fundamentals over market timing.
Click Here for the Show Notes In this episode, we tackle a timely question from a listener: is it still wise to invest in real estate while interest rates are rising? The key takeaway is that rising rates alone shouldn’t deter you—what matters most is whether the deal itself makes financial sense. While borrowing costs have increased, today’s mortgage rates remain below long-term historical averages, and real estate continues to be a reliable wealth-building asset over time. The focus should always be on fundamentals: choosing the right market, evaluating the property’s condition, ensuring the numbers work, and surrounding yourself with the right team. Real estate is a long-term investment—early cash flow may be tighter, but rents and property values tend to increase, and refinancing later can improve returns. Plus, higher rates often push more people into renting, increasing demand for well-positioned investment properties. Ultimately, it’s not about timing the market, but about being prepared and acting when the right opportunity comes along. If you found this helpful, subscribe to the newsletter for weekly insights and strategies to grow your real estate portfolio. Have a…
Topics covered
- real estate investment
- interest rates
- financial sense
- market evaluation
- long-term investment
Keywords
- wealth-building
- mortgage rates
- cash flow
- rental demand
- investment properties
Mentioned in this episode
Books & works: Throwback Thursday Episode, Financing Multiple Properties with Only One Salary, The Ultimate Guide to Passive Real Estate Investing
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