Are You Hoarding, Hustling, or Harvesting in Retirement? - E144
About this episode
The episode discusses the challenges retirees face in transitioning from accumulating wealth to spending it wisely, featuring insights from Frank Vasquez on risk parity investing and financial planning.
Retirees struggle to transition from "hustling" and "hoarding" to "harvesting." It's costing them time. It's limiting their experiences and relationships. This isn't good. We need to understand why. Looking for a financial planner? → PlanWithJesse.com Jesse is joined by Frank Vasquez—retired attorney, creator of Risk Parity Radio, and one of the most distinctive voices in the retirement planning space—for a wide-ranging conversation about building resilient portfolios, spending confidently in retirement, and avoiding the traps that keep investors working longer than they need to. Frank explains the philosophy behind risk parity investing, arguing that most traditional portfolios are far less diversified than investors realize and that true diversification requires balancing different types of assets and risks rather than simply owning more stocks. The discussion explores the difference between accumulating wealth and learning to spend it, why many retirees struggle to transition from "hustling" and "hoarding" to "harvesting," and how fear often prevents people from enjoying the wealth they've spent decades building. Frank also shares his views on safe withdrawal rates, retirement…
More episodes of Personal Finance for Long-Term Investors
- The Roth Conversion Checklist (AMA, E145)
- The Three Things Money Can't Fix in Retirement (E143)
- Stop Eating! It's Costing You BILLIONS! (AMA #17) - E142
- The 14 Retirement Risks - And How to Beat Them (Pt 2) - E141
- The 14 Retirement Risks - And How to Beat Them (Pt 1) - E140
- Debate! ...Taking Sides On 10 Retirement Sub-Topics (E139)
Explore listener stats, chart rankings, contacts and more on the Personal Finance for Long-Term Investors podcast page.