About this episode

The episode discusses Coinbase's Bitcoin-backed mortgage model, privacy issues in AI and payments, and the launch of Lexe.

0:00 Opening banter, Iowa State, and March Madness stakes 07:10 Coinbase’s Bitcoin-backed mortgage model 11:12 Who the Coinbase mortgage product is really for 20:58 Competitive implications for Bitcoin lending and housing finance 27:40 De minimis tax policy and the case for Bitcoin payments 31:27 STRC-backed stablecoins as regional savings products 37:10 Lexe’s launch and trusted-execution Lightning wallets 45:10 SDK design, experimentation, and the search for breakout use cases 52:46 Privacy limits in Base, Spark and stablecoin payments 01:02:20 Hong Kong’s decryption powers and the erosion of financial privacy 01:04:50 Stripe, open-source AI, and shifting infrastructure questions 01:12:52 Spiral’s AI criteria (low-level tools, protocols, and defensibility) 01:16:08 Peer-to-peer training networks and verifiable model provenance 01:20:13 Naming systems for agents and online resources - SHOW NOTES: Coinbase Mortgages: https://www.coinbase.com/blog/coinbase-powers-the-first-crypto-backed-conforming-mortgages-by-better Lexe Launch: https://blog.lexe.app/public-launch/ - SUBSCRIBE: https://www.youtube.com/@PresidioBitcoin

People in this episode

Hosts: David King, Max Webster, Steve Lee

Topics covered

• Bitcoin mortgages
• AI privacy
• stablecoins
• financial privacy
• housing finance
• payment systems

Keywords

• Coinbase
• mortgage
• Bitcoin
• Lexe
• privacy
• stablecoins
• AI
• payments
• financial privacy
• March Madness

Mentioned in this episode

Organizations: Coinbase, Lexe, Stripe, Spiral

Products: Bitcoin-backed mortgage, STRC-backed stablecoins, trusted-execution Lightning wallets, open-source AI, peer-to-peer training networks

Places: Hong Kong

More episodes of Presidio Bitcoin Jam

• Presidio Bitcoin's Quantum Readiness Report, Iran Wants Bitcoin, Can Mythos Break Bitcoin? · April 14, 2026 · 1h 41m
• Google's Quantum Warning Overblown?, OpenAI Acquires TBPN, Jack Dorsey Makes Block Mini-AGI · April 3, 2026 · 1h 34m
• Bitcoin's Branding Problem, AI's Impact on Open Source, Can Spiral's Playbook Work for AI? · March 18, 2026 · 1h 30m
• Strategy's STRC Buying Spree, Open-Source AI Blind Spots, Bitcoin Stablecoins from Utexo & Ark · March 13, 2026 · 1h 46m
• Codex vs Claude Vibe Coding, Study Shows AI Agents Prefer Bitcoin, Kazakhstan to Add BTC? · March 6, 2026 · 1h 38m
• Meta Stablecoins Return, Open-Source Agents, OpenClaw Builder Meetup · February 28, 2026 · 1h 37m

Explore listener stats, chart rankings, contacts and more on the Presidio Bitcoin Jam podcast page.