About this episode

The episode explores how personal financial behaviors impact investment success, featuring insights from Miriam Castilla on money habits and emotional regulation.

Why do so many smart, high-income Australians still feel financially stretched despite earning more than ever? In this episode of Get Invested , Bushy Martin is joined by former engineer, finance professional and Magnetic Money creator Miriam Castilla to explore the hidden behaviours that ultimately determine whether an investment strategy succeeds or fails. As Bushy’s Property W.E.A.L.T.H. Clock moves from E for Examine into A for Approach, the focus shifts away from assets, lending and locations, and onto the one factor every investor takes with them into every decision: themselves. Miriam explains why more money doesn’t solve financial problems, it simply magnifies the habits already there. Together, she and Bushy unpack the three Money Habit Archetypes—Overextender, Spender and Accumulator—and reveal how each can quietly shape the way we save, borrow, invest and respond when life inevitably gets messy. The conversation also challenges one of the biggest misconceptions in property investing: that borrowing capacity equals investing capacity. While a lender can calculate what you can borrow, only you can determine whether you have the behavioural…

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