EP 165 - How to build a property portfolio that survives any rate hike
From Property Investing Insights with Right Property Group by Right Property Group
February 27, 2026 · 49 min
About this episode
The episode discusses strategies for building a resilient property portfolio in the face of rising interest rates.
In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to share how investors can navigate Australia’s shifting interest rate landscape. The trio start by discussing the shift into a rising-rate environment, noting that while rate increases impact cash flow, they should be anticipated and planned for. Victor breaks down the real cost of a 0.25 per cent rise on a $1 million mortgage, stressing that disciplined preparation makes such changes manageable, while Reshmi emphasises building portfolio resilience, arguing that rate rises are part of the cycle and should be factored into every long-term plan. The hosts stress that successful investing goes beyond buying property, emphasising the need to understand costs, borrowing limits, and risks, while prioritising the ability to hold assets through market volatility. In an increasingly frenetic market, they warn against rushed or unconditional offers and instead advocate a deliberate portfolio strategy prioritising long-term sustainability over short-term gains.
People in this episode
Host: Phil Tarrant
Guests: Victor Kumar, Reshmi Kumar
Topics covered
- property portfolio
- interest rates
- investment strategy
- market volatility
- financial planning
Keywords
- property investing
- interest rate hikes
- cash flow
- portfolio resilience
- long-term planning
Mentioned in this episode
Places: Australia
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