Part 2: My Favourite Property Strategy

Part 2: My Favourite Property Strategy

September 7, 2026 · 16 min · Episode 361

About this episode

Simon discusses the powerful application of purchase lease options and the tenant-buyer approach for renters facing mortgage hurdles.

Simon presents an unconventional yet powerful application of purchase lease options: becoming a "tenant-buyer." If you or someone you know is currently stuck renting due to strict lending criteria, self-employment, credit blips, or recent life changes, lease options allow you to move into a desirable home today, lock in the purchase price, and build equity before ever taking out a mortgage.  Learn how to craft win-win solutions that give motivated landlords full market value while securing your own foothold on the property ladder before the window of opportunity closes. KEY TAKEAWAYS A purchase lease option acts as a versatile tool rather than a standalone strategy, allowing investors and buyers to control property and lock in purchase prices without needing a mortgage or a large deposit up front. The "tenant-buyer" approach offers renters who face mortgage hurdles—such as the self-employed, trainees, or expats—a practical path to secure a home now and benefit from capital growth. Lease options create win-win scenarios by giving flexible, unhurried sellers full market value while offering buyers a low-risk "try before you buy" arrangement. The strategy is not a universal fix…

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Host: Simon Zutshi

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