About this episode

This episode explores the impact of market crashes on retirement income and discusses strategies to mitigate risks.

What happens if the market crashes during retirement? In this episode, we explore how a significant market decline can affect retirees who are relying on their investment portfolios for income. We discuss sequence of returns risk, the challenges of withdrawing money during down markets, and some of the factors that can influence how a retirement plan responds to market volatility. Along the way, we look at concepts such as diversification, cash reserves, spending flexibility, and long-term investing perspectives. If you're interested in understanding the potential impact of market downturns on retirement income, this conversation provides context and considerations to help inform your thinking. For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

More episodes of Protect & Grow

• Mid Year Financial Tips · July 18, 2026 · 11 min
• Financial Freedom & Independence · July 11, 2026 · 12 min
• The Great Wealth Transfer · July 4, 2026 · 27 min
• Annuity Misconceptions & Mistakes · June 27, 2026 · 14 min
• Roth Strategies · June 20, 2026 · 14 min
• Annuity Education · June 13, 2026 · 12 min

Explore listener stats, chart rankings, contacts and more on the Protect & Grow podcast page.