What Investment Returns Should You Reasonably Expect?

What Investment Returns Should You Reasonably Expect?

June 28, 2026 · 29 min · Season 5

About this episode

In this episode, Dr Peng and Isaac explore realistic returns for different asset classes and how to handle portfolios that fall short.

In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to. To share our insights, we are pleased to share our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng, to provide you with a better understanding of the financial markets as you embark on or continue your investment journey. In this episode, Dr Peng and Isaac explore realistic returns for different asset classes and discuss how to handle portfolios that fall short. They also address how much return you actually need to meet your financial goals, factoring in unexpected events like the COVID-19 pandemic. Watch all five "Investment 101" videos here . At Providend, we believe it is more important to look at the reliability and sufficiency of your investment returns to meet your non-negotiable life goals and events, instead of wanting to maximise your returns and dealing with the uncertainties and risks that would entail. Find out why positive returns do not…

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