About this episode

The episode discusses the benefits of investing in four mutual funds instead of solely relying on the S&P 500.

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠) Listen to more from Ramsey Network: 🎙️⁠ The Ramsey Show ⁠ 💸⁠ The Ramsey Show Highlights⁠ 🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💰⁠ George Kamel⁠ 📈⁠ EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy

Topics covered

• investing
• mutual funds
• wealth building
• financial discipline
• budgeting

Keywords

• mutual funds
• S&P 500
• investing strategies
• wealth management
• financial planning

Sponsors

EveryDollar

Mentioned in this episode

Organizations: Ramsey Network, Ramsey Investing Hub, SmartVestor Pro

Products: EveryDollar, Ramsey’s Complete Guide to Investing, Retire Inspired with the R:IQ Retirement Assessment, Investment Calculator

Books & works: The Ramsey Show, The Ramsey Show Highlights, The Dr. John Delony Show, Smart Money Happy Hour, George Kamel, EntreLeadership

More episodes of Ramsey Everyday Millionaires

• This Tax Write-Off Could Wreck Your Finances · July 20, 2026 · 9 min
• Is 20% of Your Net Worth in One Stock Too Much? · July 17, 2026 · 10 min
• How Does a Pension Affect the 15% Retirement Rule? · July 15, 2026 · 3 min
• If You're 19, This Investing Message Is for You · July 13, 2026 · 10 min
• How Do We Build Wealth After Paying Off Our House? · July 10, 2026 · 7 min
• Should I Trust My Pension to Still Be There When I Retire? · July 8, 2026 · 6 min

Explore listener stats, chart rankings, contacts and more on the Ramsey Everyday Millionaires podcast page.