John Collins - The Best Down Payment Assistance Programs Real Estate Investors Need to Know

John Collins - The Best Down Payment Assistance Programs Real Estate Investors Need to Know

April 8, 2026 · 35 min · Season 6 · Episode 16

About this episode

John Collins discusses down payment assistance programs and strategies for real estate investors.

Can you really buy a house—or even a multifamily property—with little or no money out of pocket? In this episode of the Real Estate Educators Podcast, Kevin Amolsch sits down with John Collins, who has spent nearly 40 years helping renters, first-time buyers, and investors use down payment assistance, grants, FHA loans, and creative financing to purchase real estate. John shares how investors can help tenants become buyers, why interest rates matter less than getting the right purchase price, and how there are still programs offering tens—or even hundreds—of thousands of dollars in assistance. If you have clients, tenants, or friends who think they need perfect credit or a huge down payment to buy a home, this episode will change the way you think. TIMESTAMPS 00:00 Why the right purchase price matters more than the interest rate 01:07 Meet John Collins and his 38 years in real estate 04:20 How John built Own the Roof and teaches people about down payment assistance 08:07 What real estate looked like in the 1980s with 12–13% interest rates 10:28 Why investors should focus on their “entrance,” not their interest rate 13:10 How AI will change real estate and mortgages over the next…

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