About this episode

This episode discusses how to secure fast funding for real estate deals with insights from Vance Josey of Alpha Funding.

You found the deal. You ran the numbers. And then you lost it to another investor because your lender couldn't get you a proof of funds letter over the weekend. If that scenario makes your stomach drop, this episode is about to change how you fund every deal from here on out. Jen sits down with her husband and business partner Vance Josey, real estate broker, general contractor, and hard money lending expert with Alpha Funding, to pull back the curtain on how investors actually get deals financed. Vance breaks down the difference between prequalification and underwriting, why speed matters more than the lowest rate, and exactly what loan-to-value percentages look like for brand new investors versus those with six or more deals under their belt. He also reveals how to fund a deal with none of your own cash using unsecured lines of credit, what red flags make an underwriter nervous, and the exact habits that make you a borrower lenders want to keep working with. Whether you're brand new to fix and flip investing or you've been doing this for years and want faster, more reliable funding, this conversation gives you the insider playbook most investors never get. If you've ever been…

People in this episode

Host: Jen Josey

Guest: Vance Josey

Topics covered

• real estate funding
• hard money lending
• investor strategies
• proof of funds
• loan-to-value ratios

Keywords

• proof of funds
• hard money lending
• real estate investing
• financing deals
• investor strategies

Mentioned in this episode

Organizations: Alpha Funding, real estate

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