How Your Childhood Is Secretly Sabotaging Your Money Decisions w/ Hannah Chapman

How Your Childhood Is Secretly Sabotaging Your Money Decisions w/ Hannah Chapman

From ReLaunch to a Rich Life by Hilary DeCesare

April 7, 2026 · 37 min · Season 1 · Episode 314

About this episode

Hannah Chapman discusses how childhood experiences and emotions influence financial decisions and offers insights on overcoming financial struggles.

Hannah Chapman is a Certified Financial Planner Professional (CFP), Accredited Portfolio Management Advisor (APMA), and Chartered Retirement Planning Counselor (CRPC), with over 19 years of experience in the financial sector. She is also the founder of X² Wealth Planning and co-host of the Expansive CEO podcast, where she empowers visionary entrepreneurs through her work. In today’s episode, Hannah joins me to break down why most people struggle with money, and why it has very little to do with numbers. Hannah shares her journey to discovering how emotions, childhood experiences, and “money stories” drive financial decisions. She explains how the beliefs we develop early in life shape how we earn, spend, and manage money today. We dive deep into the emotional side of money, including the three key factors that keep people stuck in cycles of overspending, stress, and financial instability, even at high income levels. Hannah also explains Human Design and Gene Keys, and how to use them to avoid regret, make aligned financial choices, and build confidence in your decisions. We also explore the difference between emotional and instinctive decision-making, why many entrepreneurs…

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Host: Hilary DeCesare

Guest: Hannah Chapman

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Organizations: X² Wealth Planning, Expansive CEO

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