E96 - Infinite Banking Masterclass: Premium, Cash Value, and PUA

E96 - Infinite Banking Masterclass: Premium, Cash Value, and PUA

April 24, 2026 · 1h 2m · Season 1 · Episode 96

About this episode

In this episode, Hans explains the mechanics of whole life insurance, focusing on premium structure and cash value.

Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE _____________________________ In this episode, Hans walks through the mechanics of whole life insurance the same way he walks through it on a first call with every client. If you've ever been confused about premium structure, cash value, or why IBC practitioners pay what they pay, this episode is designed to make it finally click. Chapters: 00:00 – Opening segment 02:10 – What cash value actually is (the $10,000 bond analogy) 06:40 – How time changes the present value of money 10:45 – Adding required payments and how they drag value down 14:20 – The job of an actuary and why term insurance is "cheap" 19:15 – Introducing the $20,000 at 20/80 premium structure 21:00 –…

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