About this episode

Nick Disney shares his strategy for using HELOCs and private lenders to acquire and renovate rental properties without needing to save for down payments.

A lot of real estate investors think the biggest hurdle to buying more rentals is saving enough money for down payments. Nick Disney has taken a different approach. Instead of waiting years to build up cash, Nick uses HELOCs and private lenders as short-term financing tools to acquire and renovate properties. Once the property is stabilized, he refinances into long-term financing, pays back the HELOC or private lender, and frees up that capital to do it all over again. On this episode, Nick breaks down his strategy for scaling a rental portfolio without constantly saving for the next down payment. He explains how he finds private lenders, the types of people most likely to become funding partners, and how paying off a few rental properties created new opportunities through HELOCs. Nick also walks us through a recent deal, sharing the actual numbers and showing exactly how he used private money to make the purchase work. Plus, we discuss the biggest expense in his rental business and the strategies he uses to keep tenants longer and reduce turnover. If you've ever wondered how investors continue buying properties without piles of cash sitting in the bank, this episode is packed…

People in this episode

Host: Dan Lane

Guest: Nick Disney

Topics covered

• real estate investing
• HELOC
• private lenders
• rental properties
• financing strategies
• property renovation

Keywords

• HELOC
• private lenders
• rental properties
• real estate investing
• financing strategies
• property renovation
• cash flow
• turnover reduction

Sponsors

MidSouth HomeBuyer s, Ridge Lending Group

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