About this episode

Glen James hosts Genevieve Lyons and Joe Carroll to discuss various mortgage-related questions and challenges faced by individuals over 50 and their families.

In this episode Genevieve Lyons and Joe Carroll from Sphere Home Loans join Glen to answer your questions about: 👉 is it harder to refinance a smaller loan? 👉🏼 how to help my daughter who is a single mum to buy a home 👉🏽 banks won't lend to me because I'm retired 👉🏾 getting loans after ago 50 👉🏿 getting a loan for a downsizer instead of using bridging 👉🏻 helping children in their 20s to buy their first home 👉 what is a parental guarantee and how does it work? 👉🏼 how often should I review my mortgage rate? 👉🏽 structuring my IP loan 👉🏾 low doc loans 👉🏿 Joe & Genevieve discuss the current lending landscape The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH   Need a mortgage broker? Check out https://www.spherehomeloans.com.au Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook…

People in this episode

Host: Glen James

Guests: Genevieve Lyons, Joe Carroll

Topics covered

• mortgage refinancing
• loans after age 50
• helping children buy homes
• parental guarantees
• current lending landscape

Mentioned in this episode

Organizations: Sphere Home Loans, Retire Right

Products: The Quick-Start Guide to Your First Property

More episodes of Retire Right

• 437 WWGD: 50, widowed & what to do with a large life insurance payout · September 9, 2026 · 1h 3m
• 436 Money in your 60s: the decision decade · September 2, 2026 · 1h 5m
• 435 Aged care planning: the $585k decision nobody was ready for (a real case study) · August 26, 2026 · 39 min
• 434 Money in your 50s: 6 things to do before retirement sneaks up on you · August 19, 2026 · 54 min
• 433 Couples age gap & Age Pension, inheriting a home, the retirement sweet spot + more · August 12, 2026 · 47 min
• 432 Downsizer rules, super contributions, investing for teens & can AI do your retirement planning? · August 5, 2026 · 1h 12m

Explore listener stats, chart rankings, contacts and more on the Retire Right podcast page.